Motor Carrier Insurance

Trucking insurance designed for safety-focused fleets.

Custom Built for 1-20 Truck Fleets

Our Small Fleet Advantage trucking insurance offers big-fleet benefits exclusively to owner-operator and small fleet trucking companies.

Safe Driving Discounts

With insurance designed to put you in the driver’s seat, premiums are re-rated monthly based on driving performance in the first year – the safer you drive, the more you can save.

Cash Flow Friendly

Skip large down-payments and premium financing. We offer flexible options such as monthly payments and no money down insurance when paired with factoring.

Safety Management

Build safer fleets, better drivers, and improve your bottom line with access to a safety center with
reporting on drivers and trucks in your fleet.

Get Started

Fast, Easy, and Free Online Quoting

Register

by accessing our online portal.

Enter Info

about your fleet and individual trucks and drivers.

Select

insurance coverage and options.

Get a Quote!

Customized for your fleet!

What Information Do I Need?

DOT number, MC number, and Tax ID

Truck VINs, garaging zip codes, and values

Driver names, CDL numbers, states, and birth dates

Get a Quote

Prefer to speak with our team? Call us at (866) 621-4145

Coverage That Fits Your Needs

The Small Fleet Advantage program includes many great benefits including Auto and General Liability coverage. Need additional protection? We’ve got you covered! You can customize your plan by adding the specific policies that fit your company’s needs. Learn more about our add-on policies here.

Auto Liability

Designed for incidents that you are found responsible for while using a company vehicle.

Physical Damage

(Collisions, fire, theft, flood)

Bodily Injury
Property Damage

Available Coverage: $1 Million per accident.

General Liability

Provides coverage for the harm you may cause to others.

Bodily Injury
Property Damage
Personal Injury
Advertising Injury arising out of premises, operations, products, and completed operations.

Available Coverage: $1M per occurrence, $2M per aggregate, $2M for products liability of completed operations aggregate

CarrierHQ Semi Truck Fleet Driver Smiling

Already a Safe Driver? Turn Safety Into Savings

Get a Discount for Safe Driving
Your insurance premium is based on how you drive – the better you drive, the lower your cost.

See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Get Started

Your Fleet’s Mobile Headquarters

CarrierHQ offers an on-the-go portal with competitive and flexible services a new or existing fleet needs to make growing their business easier. Within our online portal, you’ll have 24/7 access to:

No money down insurance
Flexible payment options
Factoring
A safety center
ELD's
And much more!

First of its Kind Trucking Insurance

1-20 truck fleets fuel the American trucking industry. We celebrate your spirit of entrepreneurship and ingenuity with a program designed not just to get you on the road, but to help your business grow and thrive.