Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying California fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

California Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in California

California has one of the largest state economies in the country, and the trucking industry is a crucial component of the state’s continued economic success. Each year, the California trucking industry contributes more than $2 billion to the state economy in transportation-related revenue.

Trucking’s Impact on California Communities

Almost 80% of California communities rely solely on trucking to receive the goods they use everyday, from produce and food products to medical devices, fuel, and household goods. The trucking industry in California includes small, locally owned and operated businesses, individual owner-operators, and large international carriers. All of these trucking professionals contribute to maintaining California communities’ quality of life and access to necessary goods and services.

The trucking industry supports California in many other ways besides providing goods to California residents. The California trucking industry pays more than $3 billion in annual state and federal taxes as well as 30% of all taxes owed by California drivers, despite the fact that trucks only comprise 7% of all vehicles in operation within the state. In 2016, the average tractor-trailer paid roughly $10,000 in taxes and state highway user fees as well as $9,000 in federal taxes and user fees.

The California trucking industry has also routinely fought against efforts to diminish the independent owner-operator business model that is so vital to the California economy. However, a recent California Supreme Court ruling in 2018 puts many independent owner-operator jobs at risk.

California trucking companies also remain committed to creating a cleaner environment and increasing the sustainability of modern trucking. In 2014, trucks accounted for only 17% of all fuel consumption and consumed 97 billion fewer gallons of fuel than individual consumer vehicles. California’s trucking industry has also partnered with organizations like Environmental Protection Agency to track greenhouse gas emissions and develop more environmentally responsible emissions standards.

Thanks to the efforts of California trucking professionals, the trucking industry in the Golden State continues to be a driving force of the state’s economy while maintaining admirable standards of safety and environmental responsibility.

Additional Resources (linked on reference page):

California Motor Carrier Insurance