Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying Colorado fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

Colorado Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in Colorado

The Colorado trucking industry is a mainstay of the Colorado economy and a major contributor to the national economy in several ways. In 2017, the Colorado trucking industry provided more than 110,000 jobs within the state and paid total wages exceeding $5.7 billion. The average salary for the Colorado trucking industry in 2017 was about $51,000, supporting the families of one of every 20 employed residents in the state.

Economic Impact of the Colorado Trucking Industry

As of 2017, more than 13,000 trucking companies operate within Colorado. Most of these companies are small, locally owned and operated businesses that support countless other Colorado small businesses. Trucks transport more than 80% of all goods within the state of Colorado with an average of over 128,000 tons per day. About 80% of all communities within Colorado rely on the trucking industry to bring them the goods they use every day, including medical supplies, consumer goods, food products, and fresh produce.

The Colorado trucking industry is also a major contributor of state and federal taxes. Colorado trucking companies pay more than $450 million in state and federal taxes and roadway fees as well as 35% of all taxes owed by Colorado drivers, despite the fact that truck drivers represent only about 6% of all drivers on the road in Colorado. A typical tractor-trailer pays more than $8,000 in both state and federal taxes and highway user fees each year.

Safety and Environmental Considerations

The Colorado trucking industry remains committed to improving road safety, helping to drastically cut down on fatal crash rates throughout the state and the rest of the country with innovative safety training and programs like Share the Road. Members of the Colorado Motor Carriers Association complete advanced training programs and actively contribute toward safety initiatives aimed at improving road safety at the local, state, and national levels. Colorado truck drivers have also contributed to reducing fuel consumption and greenhouse gas emissions with more sustainable driving practices and new technologies. The Colorado trucking industry is a vital part of the Colorado economy and a key player in the national trucking industry.


Colorado Motor Carrier Insurance