Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying Iowa fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

Iowa Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in Iowa

Iowa is one of the most important producers of agricultural goods in the United States, and agriculture and the trucking industry go hand-in-hand to provide food to Americans in every state. The Iowa trucking industry not only carries Iowa farmers’ harvests to food processing centers and grocery distributors all over the state, but also transports consumer goods, electronics, household products, and countless other items to Iowa communities.

The Iowa Motor Truck Association

Today, more than 700 member companies across 69 of Iowa’s 99 counties that support the Iowa Motor Truck Association, with an average of more than 70 trucks per member company. These members represent a diverse range of businesses in trucking operations, towing, recovery, distribution, and vending. In 2017, the Iowa Motor Truck Association celebrated 75 years of operation, supporting Iowa trucking companies and their drivers through a wide range of efforts since the Association’s founding in 1942.

The original Iowa Motor Truck Association included 12 members from different trucking companies struggling to gain meaningful leverage and representation for the Iowa trucking industry. After coming together to form the first set of directors for the Iowa Motor Truck Association, they became a powerful voice for Iowa truckers at the State Capitol. Over the next several decades, the Iowa Motor Truck Association fought numerous battles on behalf of Iowa truck drivers, including opposition to intrusive regulation proposals, holding press conferences to increase awareness of trucking industry issues, and successfully completing the Iowa Motor Truck Association headquarters in Des Moines in 1996.

The Iowa Motor Truck Association’s partner organization is the Iowa Motor Carriers Foundation, and together these organizations work toward improving the lives of Iowa truck drivers, support personnel in the trucking industry, and their families. These organizations strive toward advancing the trucking industry through the Shared Visions, One Journey campaign with training programs, new safety initiatives, scholarships, and meaningful investments in the trucking industry of Iowa.

Additional Resources (linked on reference page):

Iowa Motor Carrier Insurance