Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying Michigan fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

Michigan Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in Michigan

The Michigan trucking industry has an invaluable place in the state’s economy and contributes significantly to the distribution network of the United States. The Michigan Center for Truck Safety is a nonprofit organization that strives to provide Michigan trucking companies and their employees with valuable safety training programs and to encourage roadway safety for all drivers.

The programs and services of the Michigan Center for Truck Safety exist thanks to the sponsorship of the Michigan Truck Safety Commission and grant funding from the Michigan Trucking Association Education Center, Inc.

Services and Programs from the Michigan Center for Truck Safety

Every Michigan trucking company should strive for the safest possible working conditions for employees, and the Michigan Center for Truck Safety provides several programs with this goal in mind. Some of these include:

  • Driver fatigue management training.

  • Drug and alcohol testing.

  • Driver qualification forms and training.

  • Hours of service training.

  • Driver performance enhancement programs.

  • Vehicle inspections and maintenance.

  • A regulations hotline.

  • Compliance seminars and workshops.

  • Trucking company safety reviews.

  • Driver safety meetings.

  • Industry speaking events.

  • Professional truck driver coaching.

These services and programs are invaluable to any Michigan trucking company that wants to ensure the safest possible working conditions for drivers and to help minimize the chances of fatal truck accidents on Michigan roads.

Michigan Trucking and the Economy

The efforts of the Michigan Center for Truck Safety enable the Michigan trucking industry to provide consistent economic benefits to the communities of Michigan, 80% of which rely solely on trucks to move their goods. The trucking industry provides more than 215,000 jobs to the state, with about one of every 17 jobs falling within the trucking industry. More than 17,000 trucking companies operate within Michigan, and most are small businesses that bolster their local economies through partnerships with other local businesses. The efforts of the Michigan Center for Truck Safety help to ensure the people of Michigan will continue to enjoy the economic benefits of the trucking industry in the safest, most sustainable way possible.

Reference: https://www.truckingsafety.org/About.aspx

Michigan Motor Carrier Insurance