New Jersey

Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying New Jersey fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

New Jersey Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in New Jersey

Nearly 400,000 New Jersey residents work in the fields of transportation, logistics, and distribution, accounting for about 12% of the state’s entire workforce. The New Jersey trucking industry is incredibly important to both New Jersey and the country as a whole. New Jersey’s geographic location in the midst of major metropolitan centers like New York City, Philadelphia, Baltimore, and Washington, DC makes it one of the most important transportation hubs on the East Coast.

The New Jersey Motor Truck Association (NJMTA) serves as the voice of the New Jersey trucking industry, representing the interests of NJMTA member companies and their employees before local, state, and federal policymakers and advancing the interests of the New Jersey trucking industry through various programs, services, and member benefits.

What Does NJMTA Membership Offer?

Founded in 1914, the NJMTA is one of the longest-standing trade associations in New Jersey. With more than 100 years of experience fighting for the rights of New Jersey trucking companies and their employees, the NJMTA offers a wide range of membership benefits. Today, the NJMTA represents nearly 500 trucking fleets employing well over 40,000 employees and more than 200 allied businesses that support the trucking industry with products, equipment, and business-critical services.

The NJMTA strives to promote safe and efficient trucking operations throughout New Jersey and does this in several ways. The NJMTA offers driver coaching programs, training classes, and recruitment programs to meet the growing driver shortage felt across the country. The NJMTA also supports highway safety programs like Share the Road and Vision Zero, a national initiative aimed at eliminating fatal motor vehicle accidents.

Member companies have constant support and representation from the NJMTA in the face of overbearing government regulations, unfair tax increases, and various other policy changes that have disrupted the New Jersey trucking industry over the years. The NJMTA continues a mission set forth more than 100 years ago to protect and advance the interests of the New Jersey trucking industry.


New Jersey Motor Carrier Insurance