South Dakota

Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying South Dakota fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

South Dakota Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in South Dakota

South Dakota is a sparsely populated but economically vital state, and the trucking industry plays a crucial role in the South Dakota economy. Agriculture, mining, and manufacturing are three of the biggest industries in South Dakota, and businesses in these essential industries rely on trucking to carry their goods throughout and beyond the state.

Over the years, one of the many challenges facing the South Dakota trucking industry and trucking companies all over the country has been a lack of representation before state and federal legislators. Many overbearing regulations have caused more harm than good to the trucking industry and diminished the livelihoods of many hardworking trucking company employees. The South Dakota Trucking Association is one of the many organizations in the US dedicated to providing the trucking industry with a voice on the political spectrum.

Protecting the Interests of South Dakota Trucking Companies

Throughout South Dakota, many of the trucking companies currently operating are small, locally owned and operated businesses. The South Dakota Trucking Association is a nonprofit trade association with a mission to protect the interests of the South Dakota trucking industry and advocate for safer working conditions, reduced roadway accidents, and a smaller environmental impact from the commercial transportation industry.

Over the years, the trucking industry in South Dakota and the rest of the country has faced tax hikes, intrusive regulations, and an ongoing shortage of new drivers. The South Dakota Trucking Association formed the Truck Political Action Committee to provide member companies and their employees with a voice at all levels of government. The Truck PAC uses member donations to support political candidates who will in turn support the South Dakota trucking industry and its thousands of employees across the state.

South Dakota trucking companies support countless other local businesses throughout and beyond the state through strategic partnerships, service contracts, and other relationships. The Truck PAC not only represents South Dakota trucking companies, but also independent owner-operators and allied businesses that support the trucking industry.


South Dakota Motor Carrier Insurance