Washington D.C.

Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying D.C. fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

Washington D.C. Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in Washington D.C.

Commercial vehicles are essential to the District of Columbia providing goods and services to thousands of District residents and businesses every day. DDOT ensures that commercial vehicles traveling in D.C. move efficiently and safely while mitigating community impacts and preserving transportation infrastructure.

The distinct urban environment and mixed land uses inform the District’s regulatory framework for trucks and commercial vehicles. The information provided here is for educational purposes only; please refer to the official District of Columbia Municipal Regulations (DCMR) for the most current rules and regulations governing trucks and commercial vehicles.

Commercial Vehicle Definition

A Commercial Vehicle is any four-wheeled vehicle that is longer than twenty-two (22) feet; or used for transporting commercial loads or property; or described as a commercial vehicle on its certificate of title; or has an irremovable commercial advertisement or insignia.

Commercial Vehicle Routes & Restrictions

The District of Columbia designated citywide truck and bus routes, which should be used as long as possible until reaching their final destination. These maps also identify where bus travel is restricted and where through truck travel is restricted. Few streets in the District of Columbia are completely restricted to trucks. Except for a few locations near sensitive federal structures, a truck restriction means that the street is closed to through truck traffic, but open to trucks making local deliveries.

Truck Route Trip Planner Tool

DDOT also offers a truck route trip planner tool to map out the best routes for oversized/overweight and simply large vehicles traveling through the District. To access the tool, click “Guest Access” when you are prompted to log in, then select your “Boundary Location” or point of entry into the District as your origin, enter your destination, and press “Generate” for your route.

Reference: https://ddot.dc.gov/service/commercial-vehicles

DDOT’s interactive map: DC Truck and Bus Routes

DDOT's Truck Map and Guide 2020

DDOT’s Truck Route Trip Planner

D.C. Motor Carrier Insurance