West Virginia

Now available: no money down motor carrier insurance program with lower premiums for safe driving, made with you (and your wallet) in mind.

An exclusive insurance option your fleet can’t afford to pass up:


  • Do you want a free insurance quote in minutes?

  • Are you looking for a program that takes safe driving habits into account?

  • Are you tired of paying a large chunk of your insurance premium up front?

  • Would you prefer to pay for insurance on a monthly basis?

  • Do you operate a fleet with 1-20 trucks?

If you answered yes to any of these questions, Aon Affinity’s Motor Carrier Insurance Program is the insurance solution for you.

Aon Affinity’s Small Fleet Advantage is a new motor carrier insurance program now available for qualifying West Virginia fleets!

This program is offered exclusively to fleets with 1-20 trucks, and it’s only available through the CarrierHQ platform. Designed with you in mind, this motor carrier insurance program enables you to pay monthly installments through your factoring activity. Your premium is directly influenced by your driving habits: safe driving = lower premium. With no down payment required and competitive annual insurance premiums, CarrierHQ helps you take your business to the next level.

No hassle.

No commitment.

No loss runs needed.

West Virginia Motor Carrier Insurance

Sign up for a free same-day quote.


See Safety Data in Real Time

Our Safety Center provides driving reports and safety data to help you manage your fleet and your risk.

Save Each Month for Safe Driving

With safe driving habits, you can qualify for monthly premium reductions during your first year, saving you up to 30%.

Trucking in West Virginia

The trucking industry is one of the most important parts of the West Virginia economy, responsible for about one of every 16 jobs in the state. Truck drivers make an average annual salary of $38,000 in West Virginia, and annual wages are roughly $1.5 billion. Many West Virginia communities rely heavily on the trucking industry to move their goods, 84% of which rely exclusively on trucks to receive the items they use every day and ship the goods they produce.

With such an important place within the state economy, the West Virginia trucking industry relies heavily on political representation as a united voice. The West Virginia Trucking Association (WVTA) provides this representation, promoting the interests of member companies and their employees at the local, state, and federal levels of government. Members also have access to safety training, coaching programs, recruitment materials, and many other benefits.

Economic Impact of Trucking in West Virginia

The trucking industry in West Virginia pays about $240 million in federal and state roadway user fees and taxes. In fact, the trucking industry as a whole pays more in taxes than most other businesses. The average five-axle tractor-trailer pays about $8,000 per year in state user fees and taxes, and the industry as a whole pays 38% of the entire tax obligation of all West Virginia motorists despite trucks only comprising about 12% of all vehicle miles driven in the state.

The WVTA not only helps to preserve the enormous economic contributions the West Virginia trucking industry provides to the state and the rest of the country, but also improve roadway safety for all drivers. The WVTA works closely with the West Virginia State Police, the US Department of Transportation, the National Highway Traffic Safety Administration, and many other agencies to promote highway safety and reduce fatal accident rates. Since 1973, the efforts of the WVTA and other trucking associations throughout the country have led to a 73% reduction in the number of fatal truck accidents nationwide.

Reference: https://www.wvtrucking.com/about/who-we-are.html

West Virginia Motor Carrier Insurance